Development Finance
Land, construction, part-completed projects and flexible drawdown structures.
Wholesale Property Finance · New Zealand
Specialist financial service for complex property funding.
JF Consultant Limited works with wholesale-level borrowers, developers and property investors who need specialist structuring, lender access and disciplined execution.
Specialist Financial Service
Senior banking judgement, applied to property finance execution.
We focus on wholesale-level property finance where the transaction requires credit structuring, lender negotiation, risk assessment and strong supporting materials.
Our network spans banks, non-bank lenders, private funds, overseas capital, family offices and project professionals including valuers, QS, lawyers, accountants, planners and construction consultants.
What We Do
Specialist funding solutions across the property cycle.
Refinance & Equity Release
Refinancing from private or non-bank debt into bank or lower-cost funding where possible.
Bridging & Private Lending
Short-term funding for settlement, CCC/title waiting periods, residual stock and urgent needs.
Investment & Residual Stock
Holding facilities for residential investment, build-to-rent, commercial, motel, hotel and industrial assets.
Capital Raising
Senior debt, second mortgage, mezzanine, equity, joint venture and offshore capital options.
Trade & Business Finance
Invoice discounting, trade finance, working capital and cash-flow facilities for wholesale clients.
Selected Experience
Practical transaction experience across New Zealand property sectors.
$40mOffice building strengthening project, Christchurch
$37mLand subdivision, Auckland
$22mLand banking plus construction facility, Auckland
$19mPre-development land banking, Auckland
$17.8mPre-development and residual block funding, Auckland
$16.4mLuxury apartment construction, Queenstown
$14.6mInvestment property refinance, Christchurch
$13mResidual block funding, Auckland
$12mResidential construction facility, Auckland
$10.5mLand banking and lifestyle property funding, Auckland
$7.2mSelf-operated motel funding, Rotorua
$7mResidential construction and land banking facilities
$5mSolar farm pre-development finance, North Island
$3mMezzanine finance for construction, Auckland
$1m+Bridging, private lending and working capital transactions
Our Approach
Clear, controlled and transaction-led.
- AssessReview security, project stage, borrower profile, timing and exit strategy.
- StructureMatch the project with suitable bank, non-bank, private or offshore capital channels.
- ExecuteCoordinate valuation, legal, insurance, QS and lender conditions through to settlement.
Contact
Send the project address, loan purpose, amount and target timing.
We will help identify the most practical funding pathway and the information required for lender assessment.
Important Notice
This website is intended for wholesale clients and wholesale investors only. It is not intended for retail investors, owner-occupied home loans, personal consumer lending, or transactions regulated by the Credit Contracts and Consumer Finance Act 2003. Information on this website is general in nature and does not constitute financial, legal, tax or accounting advice. All funding terms, rates, fees, lending limits and credit criteria are indicative only, subject to change, individual assessment, lender approval and final documentation. Independent professional advice should be obtained before making any borrowing or investment decision.